capital investment

So it does seem like we are experiencing a crash. While today's loss was less than the Dow's 777 point debacle 8 days ago, the breadth of decline was stunning. Every component of the Dow was down on the day. In the S&P500, only 18 of…

I am not a certified financial planner and therefore, do not give financial advice or investment advice. Anyone looking for financial advice is advised to see a independent certified financial planner to help them with their investments.The…

Apparently, a new market of peer-to-peer lending has popped up , where banks are no longer a part of the lending proposition. Loans are made directly peer-to-peer. Whether this is a reaction to tight credit or some weird new innovation due…

I am a contrarian by nature. That has its pluses and minuses. As a contrarian, I am constantly thinking to myself, "but, is that really true?" As a result, I often find myself recognizing a trend before it catches on or standing…

Here's an interesting statistic from the OCRegister in California. What are the twenty wealthiest cities in the United States? Pleasanton, CA tops the list with a median household income of $113,345. See the chart below for the other 19. I…

Last week, I showed two charts on returns on the Dow Jones Industrial Average that had two seemingly contradictory messages. In the first chart measuring 10-year returns, one could clearly see that long-term returns have been declining…

Five-year returns almost never exceed 100% (denoted by the dotted red line in the chart). There are three notable bubble periods in stocks above 100%: pre-1929, pre-1987 and pre-1999*. This is not one of those periods.

'Buy and hold' is a myth that I hope dies an ugly death just like the Efficient Market Hypothesis. When one looks at the numbers, it is as plain as day that the stock market moves in sweeping trends that take decades to unfold.

This is a transcript from the Nightly Business Report interview with David Rosenberg last night. He has consistently been one of the best economic commentators on Wall Street during and after the bubble. His comments regarding…

I've been thinking a lot about unrealized gains and their effect on the global economy. if you remember, I wrote a few weeks ago about a new debit card that lets people tap the money from their 401(k) plan. I think these cards are a bad…